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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. A partially amortizing loan will include:

A) equal monthly payments that contribute to both principal and interest until the
B) a balloon payment
C) non-refinancing clauses
D) multiple lenders

2. Which of these is a naturally occurring radioactive gas that emanates from rocks, soil, and water and can cause lung cancer?

A) chlorofluorocarbons
B) radon
C) carbon monoxide
D) chlordane

3. Alexa and Harrison have gone over every term and condition in the contract they have drawn up for the sale of Alexa's racehorse to Harrison. Neither party has any questions or desire to change anything about the agreement. Which essential element of a valid contract appears to have been realized?

A) mutual assent
B) reality of consent
C) consideration
D) lawful objective

4. Which of the following provides the BEST explanation for why disclosure of material facts is required?

A) The material a property is made of can influence its value.
B) All facts related to a real estate transaction must be disclosed.
C) Not all material facts are readily discernible.
D) If known, they could cause a buyer or seller to take a different course of action.

5. When the CFPB introduced the new TRID rules integrating RESPA and TILA rules, what two disclosure forms did they mandate lenders provide to borrowers?

A) the Loan Estimate and the Closing Disclosure
B) the Settlement Statement and the Loan Disclosure
C) the Good Faith Estimate and the HUD-1
D) the TILA disclosure and the RESPA disclosure

Solutions: