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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Real Estate and Settlement Procedures | - Closing Process
|
| Title Insurance Principles | - Title Search and Examination
|
| Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Insurance Industry Overview | - Regulatory Framework
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
- A. rebating.
- B. unfair coercion.
- C. unfair discrimination.
- D. illegal inducement.
Correct Answer: C 🗳️
Explanation: Only visible for Test4Engine members. You can sign-up / login (it's free).
The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as
- A. required use.
- B. tied benefits.
- C. anti-kickback.
- D. bundled services.
Correct Answer: A 🗳️
Explanation: Only visible for Test4Engine members. You can sign-up / login (it's free).
A deed was properly completed and executed. Title to the property passed when the deed was
- A. accepted by the grantee.
- B. signed.
- C. acknowledged.
- D. recorded.
Correct Answer: A 🗳️
Explanation: Only visible for Test4Engine members. You can sign-up / login (it's free).
Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?
- A. The signatures on the document must be acknowledged.
- B. The addresses of grantees must be provided on a special form appended to the document.
- C. The stamp of the notary must be clear and legible and nothing may be written over it.
- D. The executed title insurance policy must be sent to the state insurance department.
Correct Answer: D 🗳️
Explanation: Only visible for Test4Engine members. You can sign-up / login (it's free).
Which of the following items is least likely to be recorded?
- A. mechanic's lien
- B. satisfaction of mortgage
- C. mortgage lien
- D. bill of sale
Correct Answer: D 🗳️
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